Palmer Administration Auto Protection Plans Explained

Palmer Administration Services has several auto protection plans to match each of the unique needs of motor vehicle owners.

Below are some of the products offered by the New Jersey-based warranty company:

Elite Exclusionary – This type of coverage will basically cover every component of the vehicle excluding the maintenance services and parts as listed in your manufacturer’s warranty. Also excluded are the upholstery, paint, light bulbs, airbags and other safety features, entertainment system, battery pack for the hybrid vehicles, and the like.

Royal Select – This type of plan is the most extensive in the company’s many products. For luxury cars and those vehicles fresh off the dealer, this is the ideal plan for you. Among the listed protected parts are the engine, transmission, transaxle, drive axle, suspensions (front and rear), brakes, air conditioning, and electrical components. Entertainment system, turbo-chargers, and electric sliding doors are optional.

Premier – The policy is classified as a full coverage plan for the engine and the car’s components that have the tendency to be replaced earlier due to wear and tear or damage. These include the engine, transmission, water pump, electrical system, air conditioning system, fuel system, seals and gaskets, drive axle, and the transfer unit for the 4×4 truck.

Classic – The Classic can be fully customized to match the customer’s needs. It’s also an inclusive auto protection plan that covers gas and diesel engines, the automatic transmission (manual transmission is not covered under this plan), air conditioning, drive axle, electrical system, and gaskets and seals.

Powertrain – Just as the name suggests, this type of plan covers the components which make your car move. That includes all the lubricated parts of the engine, the drivetrain, and the transmission.

Basic Plan – With the most affordable plan, the policy will only cover the engine itself. If you have an older vehicle that is past its prime, this is the ideal coverage for you because repairs are going to be expensive because of the older engine block and components.

Whatever auto protection plan you decide on, it’s important that you read all the exclusions of each of the products before taking on the insurance so there’s no misunderstanding when you do file a claim for repair.

All extended warranties offered by auto insurance companies have pretty much the same inclusions. But Palmer has so many add-on benefits for its customers in addition to the many affordable products in its auto protection plans. For more information visit